Swine Flu Insurance

Posted by Starwin on 4th September, 2009

A regular health insurance that covers you against hospitalization can be used for swine flu too. Though the threat of swine flu is real, the good news is that swine flu is curable and if detected early, one does not even require hospitalization. However just like other types of illnesses, there are the usual caveats that apply. The health insurance policy for swine flu will not entertain claims during the initial 30 days of buying a health policy. Also a person has to be hospitalized at least 24 hours to make a claim.

Making a claim for Swine Flu Health Insurance: Your health insurance policy would most likely be a cashless policy. If your health insurance does not have a list of empanelled hospitals, you will have to get in touch with your Third Party Administrator (TPA) whose number will be on the card. Typically, if you go to the hospital that does not come under the network, you will have to foot the bills yourself and then ask the TPA for reimbursements.

Travel Insurance for Swine Flu: Your travel insurance policy can be handy if you happen to catch swine flu while travelling. Standard travel insurance consists of a health-cum-personal accident policy in addition to other covers that cater to baggage and flight inconveniences. Make sure that there is no travel advisory in relation to swine flu for the place you are visiting. So, if you happen to travel to a place much against a travel advisory, the insurer will not give you the monetary benefit.

Read on how to make Swine Flu Insurance Claim

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